Incorporating R M Brown - Insurance








How is working like this when you’re sick going to help you to recover?

Your ability to work is your biggest financial asset.  Without an income you may lose your home.  And who pays the bills if you can’t work?


3 main ways to insure:


This page should help you to understand and compare the differences between the 2 and to make a judgement whether one, the other, or a mixture of both is best for you.  Assess this, then contact us for a discussion and further details.

All policies depend on factors, including health, age, occupation, smoking habits etc.

Sickness and Accident Cover - Features


Covers sickness, accident, or both (and often Unemployment - see below).


Permanent Health Insurance - Features:


Accident,  Sickness & Unemployment (ASU) Cover


For buying on-line we have chosen to refer you to a website owned and operated by British Insurance Limited which specialises in accident, sickness and unemployment insurance.


British Insurance Limited is the exclusively appointed provider of protection insurance to members of The British Insurance Brokers’ Association (BIBA).  The firm has been recommended in local and national newspapers and magazines including The Times, The Telegraph, The Guardian, The Mail on Sunday and The Financial Times. In addition, its products have topped “Which?” magazine “best buy” surveys.


When you click on the button below, it will take you to the British Insurance Limited website, where you will be able to have a no obligation and confidential instant quote, together with all the information you require to apply online for accident, sickness and unemployment insurance.


British Insurance Limited is directly authorised and regulated by the Financial Conduct Authority under registration number 302674.  Be aware that responsibility under Financial Conduct Authority regulations will therefore be assumed directly by British Insurance Limited if you purchase accident, sickness and unemployment insurance from them.  Having said that, we are always available to give you help and advice should you need it.


Click HERE for more details on ASU and to arrange cover.

Critical Illness cover - Features:


Contact us for more details